Average Income in Charlotte, NC
About Charlotte, North Carolina
Charlotte is the second-largest financial center in the United States by banking assets, trailing only New York. Bank of America and Truist Financial are headquartered here, and the financial sector permeates the local economy. The city has grown explosively, adding hundreds of thousands of residents drawn by a combination of banking jobs, moderate costs, and mild weather. South Charlotte and communities like Ballantyne and Myers Park are affluent, while the west and north sides of the city include more working-class neighborhoods. North Carolina's flat state income tax rate keeps the tax burden moderate. Charlotte's 26 ZIP codes reflect a New South boomtown where banking wealth coexists with communities still climbing the economic ladder.
All 24 ZIP Codes in Charlotte, NC
| ZIP Code | Avg AGI ▼ | Returns | National Rank | % Under $25K | % Over $200K |
|---|---|---|---|---|---|
| 28207 | $651,459 | 4,450 | #66 | 13.5% | 47.9% |
| 28211 | $312,950 | 15,240 | #343 | 19.8% | 30.2% |
| 28226 | $199,781 | 19,350 | #891 | 21.8% | 22.8% |
| 28209 | $180,249 | 13,460 | #1,131 | 15.2% | 20.6% |
| 28203 | $165,358 | 11,090 | #1,377 | 12.6% | 17.9% |
| 28270 | $164,540 | 15,260 | #1,390 | 20.9% | 23.8% |
| 28277 | $161,565 | 34,870 | #1,462 | 19.9% | 22.0% |
| 28210 | $157,496 | 22,780 | #1,553 | 23.4% | 17.7% |
| 28204 | $134,319 | 5,270 | #2,246 | 15.9% | 13.9% |
| 28202 | $124,530 | 9,440 | #2,684 | 13.5% | 11.0% |
| 28278 | $116,599 | 18,180 | #3,145 | 19.8% | 13.4% |
| 28205 | $97,878 | 24,720 | #4,943 | 25.6% | 11.6% |
| 28227 | $74,676 | 27,700 | #10,770 | 29.9% | 6.1% |
| 28269 | $67,815 | 40,230 | #14,082 | 27.5% | 4.5% |
| 28214 | $63,368 | 21,480 | #16,631 | 29.1% | 3.7% |
| 28273 | $60,195 | 22,240 | #18,548 | 27.3% | 2.7% |
| 28216 | $57,624 | 27,300 | #20,162 | 32.5% | 2.9% |
| 28262 | $56,441 | 22,130 | #20,866 | 31.5% | 2.5% |
| 28215 | $56,383 | 31,220 | #20,900 | 32.4% | 2.6% |
| 28206 | $55,220 | 7,210 | #21,579 | 32.6% | 2.9% |
| 28208 | $52,377 | 18,260 | #23,136 | 37.9% | 3.0% |
| 28217 | $50,185 | 15,450 | #24,166 | 34.6% | 1.7% |
| 28213 | $47,570 | 21,120 | #25,153 | 37.0% | 1.4% |
| 28212 | $42,595 | 17,050 | #26,365 | 39.4% | 1.1% |
Nearby Major Cities
Closest cities with 50,000+ tax returns filed, sorted by distance from Charlotte.
| City | State | Avg AGI | Returns | ZIPs | Distance |
|---|---|---|---|---|---|
| Cornelius | NC | $152,512 | 58,800 | 3 | 12 mi |
| Concord | NC | $82,114 | 62,010 | 2 | 18 mi |
| Rock Hill | SC | $69,793 | 55,370 | 2 | 24 mi |
| Spartanburg | SC | $69,184 | 56,040 | 5 | 64 mi |
| Winston Salem | NC | $76,581 | 121,590 | 7 | 69 mi |
| Columbia | SC | $68,573 | 148,450 | 10 | 82 mi |
| Greensboro | NC | $79,757 | 149,170 | 9 | 82 mi |
| Greenville | SC | $93,060 | 95,740 | 6 | 91 mi |
| Lexington | SC | $88,386 | 54,630 | 2 | 91 mi |
| Asheville | NC | $96,756 | 66,910 | 5 | 102 mi |