Average Income in Honolulu, HI
About Honolulu, Hawaii
Honolulu's economy centers on military (Pearl Harbor, military installations), tourism, government, and growing tech sector across 12 ZIP codes on Oahu. U.S. military installations employ tens of thousands in active-duty, civilian, and contractor roles with stable benefits. Tourism and hospitality related to beaches and resort operations employ thousands in varying wage levels. Government and education provide stable employment. Healthcare employment through Straub, Kapiolani, and others provides professional roles. Real estate, finance, and professional services support the affluent population. Neighborhoods show dramatic income variation: Honolulu proper and surrounding areas contain significant military and working-class communities, while southwest neighborhoods (Kahala, Kailua) concentrate ultra-wealthy residents. Military housing allowances and benefits shape affordability dynamics. Hawaii's income tax (up to 11%) is high despite relatively low wages. Housing and living costs are among nation's highest, creating affordability pressures despite military support. Cost of living and isolation significantly constrain household purchasing power.
All 11 ZIP Codes in Honolulu, HI
| ZIP Code | Avg AGI ▼ | Returns | National Rank | % Under $25K | % Over $200K |
|---|---|---|---|---|---|
| 96821 | $184,204 | 9,630 | #1,077 | 19.6% | 23.8% |
| 96825 | $133,587 | 15,110 | #2,266 | 19.1% | 16.8% |
| 96816 | $113,538 | 25,730 | #3,341 | 24.8% | 10.2% |
| 96813 | $106,119 | 14,400 | #4,006 | 22.7% | 10.1% |
| 96814 | $103,667 | 13,940 | #4,247 | 24.7% | 10.2% |
| 96822 | $97,561 | 20,550 | #4,988 | 23.8% | 9.9% |
| 96815 | $95,595 | 14,440 | #5,294 | 24.9% | 7.3% |
| 96818 | $72,994 | 21,470 | #11,507 | 19.1% | 4.2% |
| 96817 | $69,817 | 26,940 | #13,083 | 31.9% | 5.3% |
| 96826 | $63,139 | 14,640 | #16,742 | 30.3% | 3.1% |
| 96819 | $59,483 | 22,570 | #18,963 | 28.4% | 2.8% |