Average Income in San Francisco, CA

$199,932
Average AGI
423,200
Tax Returns Filed
26
ZIP Codes
$64,787 – $900,235
AGI Range Across ZIPs

About San Francisco, California

San Francisco's economy is dominated by technology and finance, producing one of the highest concentrations of wealth in the United States. The city proper is home to Salesforce, Twitter, Uber, and hundreds of startups, while the broader metro encompasses the headquarters of Meta, Google, and Apple. The $171,131 average AGI is among the highest for any major city in the dataset. But San Francisco is also a city of stark contrasts — homelessness, the nation's most expensive housing market, and income inequality are defining challenges. Pacific Heights and the Marina produce astronomical incomes while the Tenderloin and Bayview-Hunters Point face concentrated poverty. The 27 ZIP codes capture a city where immense wealth and visible need exist side by side.

All 26 ZIP Codes in San Francisco, CA

ZIP Code Avg AGI ▼ Returns National Rank % Under $25K % Over $200K
94104 $900,235 800 #20 20.0% 36.3%
94111 $549,276 2,940 #98 17.0% 34.7%
94129 $544,130 1,700 #102 12.4% 32.4%
94123 $415,277 13,960 #179 7.8% 35.5%
94105 $379,746 8,050 #218 8.8% 43.4%
94114 $349,156 18,600 #263 10.9% 37.3%
94118 $348,030 19,100 #267 17.2% 25.6%
94115 $332,800 17,910 #308 14.6% 27.6%
94127 $282,526 10,000 #416 15.2% 37.8%
94131 $275,090 14,790 #439 12.9% 34.0%
94117 $232,775 20,320 #628 11.3% 28.7%
94107 $230,156 17,290 #642 10.8% 34.3%
94121 $197,311 21,020 #919 19.3% 19.7%
94110 $177,789 34,310 #1,178 17.4% 22.1%
94109 $173,047 28,540 #1,251 15.1% 20.4%
94133 $166,117 12,740 #1,366 22.8% 17.6%
94116 $152,960 21,790 #1,655 19.8% 20.9%
94122 $144,397 28,670 #1,905 18.4% 19.7%
94103 $143,750 17,770 #1,916 17.6% 19.0%
94108 $131,647 6,160 #2,346 25.2% 12.3%
94102 $122,603 14,430 #2,771 22.4% 14.8%
94132 $117,437 12,160 #3,089 24.6% 15.1%
94112 $87,774 40,260 #6,728 25.6% 8.6%
94134 $76,344 21,030 #10,086 27.6% 6.6%
94124 $69,923 17,960 #13,022 30.1% 5.5%
94130 $64,787 900 #15,808 33.3% 3.3%

Nearby Major Cities

Closest cities with 50,000+ tax returns filed, sorted by distance from San Francisco.

City State Avg AGI Returns ZIPs Distance
Oakland CA $98,811 163,030 11 11 mi
San Leandro CA $80,802 53,550 3 16 mi
Hayward CA $88,083 90,120 4 23 mi
Concord CA $98,786 59,180 4 27 mi
Fremont CA $190,182 104,110 4 29 mi
Santa Rosa CA $97,092 102,720 6 50 mi
San Jose CA $143,759 481,630 28 51 mi
Sunnyvale CA $219,603 61,700 3 56 mi
Santa Clara CA $188,351 60,810 3 56 mi
Stockton CA $62,514 162,890 11 63 mi